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Credit Report Questions and Answers
[Written by lar]
It is a written report (stored in computers comprised of the following information about your personal credit worthiness and debt repayment history. Identification by name, address, spouse's name, date of birth, Social Security number, telephone n...
Nothing But The Real Truth About Credit Repair
[Written by lar]
Accurate and timely information cannot be removed from your credit report, even if you have paid off a once delinquent debt. The fact that it is paid off is to your credit; however, the fact that the account was once delinquent is also true and can r...
Are You Managing Credit And Debt Or Is It Managing You?
[Written by lar]
Credit is an established part of American life. It can be a valuable tool permitting you to purchase a home or a car, finance an education, or take advantage of special sales and offers. Unwise use of credit, however, will lead to financial problems....
Anyone Can Qualify For A Major Credit Card
[Written by lar]
You may have seen the following ads or something similar: Separated? Divorced? Bankrupt? Widowed? Bad Credit? No Credit? No Problem Make the call NOW and get the credit you deserve! - Even if you've been turned down before, you owe it to ...
What To Do If You Have Credit Problems
[Written by lar]
The current mess that the United States is in due to the sub-prime lending fiasco has many people scrambling for ways to repair their credit. There is no set answer as every person has to assess their own financial situation and come up with a soluti...
Do You Know How To Spot Credit Repair Scams?
[Written by lar]
You may see ads on TV, online, or in the newspaper claiming that your bad credit can be quickly and easily fixed. Dont fall prey to these scam artists. Avoid companies that tell you truthful information can be changed or erased to improve your cre...
What To Do About Negative Information In Your Credit Report
[Written by lar]
Negative information concerning your use of credit can be kept in your credit report for seven years. A bankruptcy can be kept for 10 years, and unpaid tax liens for 15 years. Information about a lawsuit or an unpaid judgment against you can be repor...
Credit Repair Companies Provide No Cure for Your Credit Ails
[Written by lar]
"Do you have bad credit? We can help" is often a claim made in advertisements by credit repair companies who state they can erase negative information on your credit report. However, only time--not miracle cures or exorbitant fees--can heal bad credi...
5 Tips For Improving Your Credit Score
[Written by lar]
Here are 5 tips to help improve your credit score. 1. Get copies of your credit report then make sure the information is correct. Go to the Annual Credit Report web site. This is the only authorized online source for a free credit report. Under...
Credit Repair Scam Tips
[Written by lar]
There are credit counseling services that are free of charge. Check into those. Check with the Attorney General's office and the Better Business Bureau for complaints filed on company. If you are asked to sign a contract, Make sure you read a...
 
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