Cookies
FinancialTopic.com, or its advertisers, may place a "cookie" in the browser files of your computer. Cookies, a standard industry technology, are small pieces of information or files that are stored on a user's computer by the Web server through a user's browser for record keeping purposes. The information can be retrieved to personalize, monitor, or regulate use of the site. Cookies allow FinancialTopic.com to automate access and data entry functions of the site, such as your login information, and tailor the site to a user's preferences or interests. In addition, cookies allow FinancialTopic.com to track usage of the site to determine those areas of the site that are useful or popular, thereby enabling FinancialTopic.com to improve and update its services.

Personal information
refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user)
or demographic information not connected to an identified individual.

How we gather information from users.
How we collect and store information depends on the page you are visiting, the activities in which you elect to participate and the services provided. You can visit many pages on our site without providing any information. Other pages may prompt you to provide information, such as when you register for access to portions of our site, sign up for membership, request certain features. In addition to our direct collection of information, our third party service vendors who may provide such services as credit, insurance, and escrow services may collect this information from our Visitors and Authorized Customers. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.

Changes to this policy
We will let our Visitors and Authorized Customers know about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause disclosure of Personally Identifiable Information that a Visitor or Authorized Customer has previously requested not be disclosed, we will contact such Visitor or Authorized Customer to allow such Visitor or Authorized Customer to prevent such disclosure.

Links to Other Websites
This web site contains links to other web sites. Please note that when you click on one of these links, you are moving to another web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.

How to Contact Us
If you have any questions or concerns about the online privacy statement for this site or its implementation you may contact us at webmaster@financialtopic.com.