This page sets out the terms that you agree to abide by when using this site.

Conduct
You agree (i) not to use this Site to upload or distribute in any way files that contain viruses, bugs, corrupted files, or any other similar software or programs that may damage the operation of computer hardware or software; (ii) not to interfere or disrupt this Site or any networks connected to this Site; (iii) not to use any device, software or routine or attempt to interfere with the proper functioning of this Site or any transactions being offered at this Site; (iv) not to post any misleading, fraudulent, defamatory, obscene or otherwise illegal information on this Site; (v) not to use this Site to collect or harvest personal information, including, without limitation, financial information, about other participants at this Site; (vi) not to impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity. You agree not to use the services available at this Site for illegal purposes, and to comply with all regulations, policies and procedures of networks connected to this Site.

Privacy
FinancialTopic is totally committed to protecting the privacy of its users. FinancialTopic does not sell, rent or otherwise trade any personal or confidential information submitted by users to this web site.

Security
FinancialTopic has taken all reasonable steps to ensure that any personal or confidential information submitted to this web site is secure.

Information that we may obtain is stored on secure servers and protected against unauthorised access.

However, users acknowledge that any personal or confidential information submitted to this web site is sent at the user's own risk.

Advertising
We accept no responsibility for the content of any advertising material published on this site. It is the advertisers who are solely responsible for the content of any advertising material which is submitted to us and published on the site. This includes ensuring that the advertising complies with relevant legislation.

Limited Liability
Some of the information on this web site has been prepared by third parties and not FinancialTopic. FinancialTopic cannot guarantee the accuracy of this and any other information on the web site, or that such information does not breach copyright or any other applicable laws.

FinancialTopic and its representatives expressly disclaim all liability for any loss or damage (which includes incidental, special, or consequential damages) to any person or organisation, whether a user of this site or not, that may arise in connection with the use or non use of any of the facilities provided on the site, even if such loss or damage is reasonably foreseeable.

Amending Terms and Conditions
FinancialTopic may at any time amend the terms and conditions of using this web site and without notice. Users should always read the terms and conditions when accessing the site. By continuing to use this web site, users automatically accept the amended terms and conditions.